Arkansas Cosmetology Insurance Requirements
Excellent-rated cosmetologist liability insurance that covers beauty professionals for more than 450+ beauty and wellness services. No membership fee, no quote process. Get fully covered for less than 49 cents per day, in under five minutes.
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Arkansas Cosmetology Insurance Cost
Our part-time policy covers you for 10 hours or less (the highest in the industry) and has the same coverage as the full-time policy. Also, save $78 by getting the 2-year cosmetology insurance policy.
full time
1 Year (12 mo)
$179
professional
2 Years (24 mos)
$329
Student
1 Year (12 mo)
$60
Cosmetology involves working with skin, hair and nails, and includes tasks such as hair styling, shampooing, coloring, cutting, manicures, pedicures, waxing, facials, and more. Like any other profession that requires the service provider to come in close contact with clients, cosmetology involves a certain amount of risk. Cosmetologists in Arkansas deal with different types of clients in various states of physical well-being, both physically and emotionally. With cosmetology being a high-contact modality, the customer’s health and the physicality involved can make a recipe for a lawsuit.
In addition to the potential risk of injuring or aggravating a client’s health condition via a professional mistake, a client may trip and fall in your premises and you’re at risk of being sued if a client becomes injured as a result. Beyond that, many beauty products have the potential to cause a customer an allergic reaction.
These potential eventualities are usually outside the cosmetologist’s direct control and may lead to a costly legal claim. Cosmetology insurance coverage provides peace of mind and crucial support for the cosmetologists, whether it’s a hairstylist, colorist, beautician, manicurist, or makeup artist.
Without an appropriate insurance policy, a legal claim can cost a cosmetologist a good reputation, thousands of dollars in legal costs, and may ultimately put a professional cosmetologist out of business. Here are some specific features of a typical cosmetology insurance policy in Arkansas.
Arkansas Cosmetology Insurance Highlights
While you may not have considered it, professional insurance is an investment every cosmetologist should make. State Requirements for Arkansas:
NACAMS Professional Policy
for Cosmetologists
These rates may differ based on your primary modality
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It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
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Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
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