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Black Friday Sale. Take $30 Odd

For a limited time, take $30 off an insurance membership, rated A+. Don't miss the biggest sale of the year. 

  • 500+ Modalities Covered
  • Online Coverage: Pre-recorded, live, and telehealth
  • Instant Proof Of Insurance, no quote!

$179 $149/Year

What Will You Pay?

Our biggest savings of the year are back! Take an instant $30 off our standard insurance membership rate and get comprehensive liability insurance that will allow you to focus on what you do best. 

Most Popular

Pro 1 Year

Full Time

 $179 $149

Lock in our lowest annual rate

Pro 2 Year

Full Time 

 $329 $299

Why Choose NACAMS?

The answer is simple, NACAMS can give you peace of mind, a well designed liability insurance policy, and affordable pricing (especially right now!). Additionally, we have built an entire membership program for the policy to give you breaks on everyday expenses like car rentals, office supplies and even access to affordable health care options. 

You can pay for your insurance online and get instant comprehensive protection designed to fit your needs as an solo-independent, W9 employed, or 100% online instructor or wellness practitioner.

A NACAMS Policy Includes:

  • Professional & General Liability Insurance: $1 or $2 million per occurrence; $3 million annually
  • Personal Injury & Advertising Coverage: $1 or $2 million individual aggregate
  • Identity Protection Plan: $25,000
  • Coverage in all 50 States
  • Occurrence Form Policy
  • Online Live & Prerecorded & Telehealth Coverage

500+ Modalities Covered Under Every Policy

Take $30 off your full-time professional policy with NACAMS. Backed by industry leaders like Arthur J. Gallagher.

  • Beauty

  • Fitness

  • Massage

  • Yoga

Beauty Disciplines

Acne treatments

Acrylic

Acutonics

Airbrush designs

Aroma-Reflex Therapy

Bach Flower Remedies - Topicals

Balneotherapy

Bamboo Fusion

Bamboossage

Barbers

Belavia Facelift Massage

Blow Outs

Body Contouring

Body scrub

Body Wraps

Cellulite treatments (non-laser)

Chemical peel (no lasers)

Chemical wave

Children's Services (e.g haircuts)

Cold Light Series 6 Facials

Color Consultations

Color Light Therapy

Conditioning Treatments

Cosmetic massage

Cosmetologists

CoolSculpting

Cryotherapy

Cryolipolysis

Crystal Therapy

Custom wrap

Dermaplaning

Design, Cut and Color

Dr. Vodder’s Manual Lymph Drainage

Ear Candling

Endermologie

Essential Oils Massage

Esthetics

Eyebrow Lamination

Eyebrow shaping

Eyebrow tinting

Eyelash Extensions

Eyelash Lift

Face painting

Facial Massage

Facials

Fade Cut

Fade Designs

False nails

Fibroblasting

Flash or Balayage highlights

Flower Essence Consultations

Foot scrubs

Gel

Gems

Grooming

Gua Sha

Hair bleaching

Hair braiding

Hair coloring

Hair extensions

Hair removal (no lasers)

Hair Shaping

Hair Stylists

Hair treatments

Henna

Herbal wraps

Highlights

High-Intensity Electromagnetic Machines

Hot Towels

Hydrafacials

Hyrdodermabrasion

Hydrofacials

Ionic Footbath

Lava Shell Technique

LED Light Therapy

LHE Phototherapy (no lasers)

Lipo-Light Body Sculpting

Lutronic Genius™

Lymphatic Drainage Massage

Lypossage

Magnet Therapy

Make-up Artists

Manicures

Men's Grooming

Microblading

Microcurrent services

Microdermabrasion

Microneedling

Microshading

Moxibustion

Nail art

Nail extensions

Nail repair

Ombre Brows

Oxygen Infusion Facial

Palm Rolling

Paraffin pedicures

Pedicures

Permanent hairstyle

Nail Polish

Radio Frequency Skin Tightening

Razor Cuts

Red Light Therapy

Saline Microblading Removal

Salt scrub

Salt therapy

Sauna

Shampooing

Shaving

Skin peels

Sound Healing

Spray Tanning/Sunless Tanning

Stand Up Paddleboard (SUP) Yoga

Stencil Design

Stone Therapy

Straightening

Sub-zero Cryotherapy

Sugar Scrub

Sunless tanning

ThermaLift / Thermage

Thermal styling

Topicals

Ultra sonic facial

Ultra sound facials

Varnish

Venus freeze

Vitamin C Peels

Waves

Waxing

Weave / Hair Extensions

Wet styling

Wig stylist

Youth Nails

Frequently Asked Questions

Is NACAMS a real company?

Yes NACAMS is a real insurance company. We are backed by the 3rd largest international brokerage, Arthur J. Gallagher and underwritten A rated company per A.M Best.  We have over 700 reviews across different independent platforms and have scored 100% on the ScamAdvisor trust score

What if I have an active policy with another company can I still purchase?

Yes you can have 2 liability insurance policies active at the same time. Purchase now to save and set your policy active to when you need it up to 90 days in the future.

What is covered under liability insurance?

Liability insurance specifically covers different forms of liability, which can take the form of things like slip and fall accidents or a client being injured during a session. With NACAMS, liability coverage included general liability, professional liability, and product liability coverage. This insurance coverage also extends to hundreds of different modalities—all at once, all under the same policy. So you’re covered if you’re a cosmetologist and a client gets burned by hot wax or you're a massage therapist and your client says they were stretched too far and tore a muscle. No matter what, our coverage is designed for ultimate protection, 24/7.

Can I call to purchase?

Yes! Call us at (888) 963 1472 and don't forget to use the code nbf30 when calling in. 

 

What professions are covered by NACAMS?

NACAMS offers insurance coverage for a wide variety of health, wellness, and beauty professions. We offer personal trainer insuranceyoga liability insuranceesthetician insurancemassage therapist insurance and more. We have created fully comprehensive coverage for hundreds of different disciplines and modalities to help you get the protection and peace of mind that you need when working for the wellness of others.  

Though NACAMS covers an abundance of disciplines and modalities, we create each policy to meet the specific needs of each wellness, beauty, and bodyworker professional. This means that if you need personal training insurance, you receive coverage that is distinctly built around the needs of a personal trainer. The same is true for esthetician insurance, yoga insurance, or any other professional liability insurance coverage from NACAMS. We build personalized professional liability insurance that gives you a personal safety net of comprehensive coverage.

How much coverage does NACAMS provide?

How much coverage does NACAMS provide? 

  • Professional/General Liability: $2 Million per occurrence / $3 Million annual aggregate
  • Identity Protection Coverage: $25,000
  • Personal Injury and Advertising Injury: $2 Million

With an occurrence-form policy from NACAMS, you are covered even if a claim is filed after your coverage expires. This means that if an incident occurs while the policy is in place but the claim is not filed until after your policy expires, you are still covered for that incident. NACAMS is committed to providing you with the best liability insurance at an affordable rate. 

Can I use the discount if I am already a member?

Unfortunately this discount is only for new purchases. 

 

The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A+ rated (Superior) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.

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